Dear Editor, A few months ago I called an Bankers Insulation to have more insulation blown into our attic as it had been 11 years since we had it done. After a problem with scheduling and figuring how much insulation we needed, they came out as scheduled and were very professional They blew insulation in the attic and we had a very clean job. Then we had or septic tank pumped out by Calvin’s Septic Service, and they showed up as scheduled. It had been six years since we had it pumped. They also were very professional and courteous. They…

Dear Editor, If your outgo is more than your income then your upkeep will be your downfall.  A sure way to disable yourself financially is to spend more than your income.  If your income is $2500 a month then you can’t spend $3500 a month and come out ahead.  An old friend used to say, “You can’t borrow yourself rich.” We have “wants” and “needs.”  Needs must always outweigh wants. We need food and shelter, transportation and basic utilities to survive.  A person with a small income has severe financial pressure and must live on a strict budget. The person who…